Net worth calculator
Assets minus liabilities with editable line items.
Runs in this tab. The file stays here.
Net worth
0.00
Assets
Liabilities
This runs in your browser. Nothing is uploaded. Net worth calculator stays in this tab.
About Net worth calculator
Add asset and liability line items to calculate net worth offline — nothing is uploaded or stored on a server.
Net worth is assets minus liabilities. People overcomplicate it with dashboards that want bank logins. This page is a line-item sheet: cash, brokerage, home equity estimates under assets; mortgage balance, student loans, cards under liabilities. Edit the rows until the totals match your reality.
Everything stays in the tab for the session. There is no cloud sync, no 'link your accounts', and no email report. If you refresh or close the tab, treat the numbers as gone unless you copied them elsewhere yourself.
Mortgage and loan calculators help estimate payments; they do not replace putting the outstanding balances on this sheet. Retirement projections estimate a future nest egg; net worth is the snapshot today.
How to use Net worth calculator
- 1Add or edit asset rows with labels and amounts.
- 2Add or edit liability rows the same way.
- 3Read total assets, total liabilities, and net worth.
What it won't do
- Manual entry only — no account aggregation.
- No charts of history across months unless you keep your own records.
Common questions
Is my net worth data saved to a server?
No. Values live in the browser session for this page. Reset or closing the tab clears what this tool was holding.
Should I list home market value or equity?
Pick a convention and stick to it. Common approach: list full market value under assets and the mortgage balance under liabilities. Listing only equity under assets means leaving the mortgage off liabilities.
Does this connect to my bank?
No, and it will not. Typed numbers only — that is the privacy model.
Related tools
Why this one doesn't upload your file
There is no server to upload to. This page is a static file, and the work happens in your browser using the same graphics and WebAssembly code that renders every other site you visit. Your file is read from disk into memory, processed, and handed back as a download. Once the page has loaded you can disconnect from the network entirely and it keeps working. The longer explanation